The owner of the web is Sociedad de Tasación S.A., which is an Appraisal Management Company constituted in Spain in October 1982, according to the law Ley 2/1981 from March 25th which regulates the spanish Mortgage Market, and is authorized under number 1 (Code 4301) at the Bank of Spain Appraisal Companies Registry.
It is registered at the Registro Mercantil de Madrid at page M-56927. And its CIF is A28/808145. Its registered office is located at Príncipe de Vergara 43, 28001 Madrid. Sociedad de Tasación contact details are as follows:
- Telephone: +34 91 175 41 39
The company's sole object is to perform valuations of any kind of goods, and especially real estate which are to be the subject of mortgage guarantee when issuing bonds, mortgage backed bonds and mortgage shares.
The Company is subject to regulation of the mortgage market law, among other regulations to the Law 41/2007, of December 7, amendment of Law 2/1981 of 25 March regulating the mortgage market and other regulations of the mortgage and financial system (BOE of 8 December), to the Royal Decree 775/1997, of 30 May, on the Legal Regime of approval of the Services and Valuation Companies (BOE - Spanish Official Gazette of June 13); Order ECO / 805/2003, of 27 March, on the appraisal of real property and certain rights for financial purposes (BOE of 9 April); Order ECO / 734/2004 of 11 March on Customer Service and Customer Ombudsman Departments of the Financial Institutions.
The legislation can be consulted at :
- Bank of Spain
- Ministry of Economy and Finance
The Company is member of the Asociación Española de Análisis de Valor (AEV – Spanish Association of Value), and is committed to comply with deontological code, and its valuation standards. Copies of those documents can be found at the following links:
2. General Information and General Conditions of Use of the Web Site
The information provided in this site and which refers to Sociedad de Tasación S.A structure, composition and services responds to the current reality of the company, although it may contain, at some point, some errors or omissions and it will be updated regularly as soon as is appropriate.. With respect to technical information provided lies in public sources, so Sociedad de Tasación S.A is not responsible for the accuracy and precision of content derived from those. Similarly, Sociedad de Tasación S.A. can not guarantee that such information has remained unchanged as a result of regulatory changes that may occur. That is why it will be full and total responsibility of the user of the information provided on this website, any use made thereof.
Sociedad de Tasación S.A is not liable under any circumstances for damages of any kind that may result from using this site, listing limitation, the unavailability of the website or the transmission of viruses or malicious or harmful programs on the contents despite having taken all the necessary technological measures to prevent it.
4. Intellectual and Industrial Property
All content displayed on this website and in particular, designs, text, graphics, logos, icons, buttons, software, trade names, trademarks, industrial designs or any other signs of industrial and commercial use, are subject to intellectual and industrial rights owned by Sociedad de Tasación S.A or third parties which whom an agreement has been reached for the operation of the website or its services.
Under no circumstances it will be understood that any license is granted or refusal is made, totally or partially of such rights. No right or expectation of right, especially in the alteration, exploitation, reproduction, distribution or public communication is conferred of these contents without the express permission of Sociedad de Tasación S.A.
5. Data Protection
All information about the people who send their CV to Sociedad de Tasación S.-A, in addition to the information contained in email messages sent will be collected and entered into the database Sociedad de Tasación S.A and will be used for the following purposes:
- Development of Statistics
- Claim Communication
- Iformation with regards to offers, novelties services and products
The personal details which may be provided by users of this site via Human Resources email will be processed by Sociedad de Tasación S.A with the maximum confidentiality, in accordance with the provisions of Law 15/1999 of 13 December on the protection of personal data, and with the European or national regulations that may be in force at all times.
Also, users are informed of the possibility of exercising rights of access, rectification, cancellation and opposition in the terms established in the current legislation, by writing to Sociedad de Tasación S.A, c / Principe de Vergara, 43, 7th floor , 28001 Madrid.
Users agree that data may be transferred solely for the purposes referred in the above,to other Group companies, whose activities are the provision of services and allow them to submit information on any products and services they offer.
The user acceptance for their data to be processed or transferred in the way described in the above paragraph has no retroactive effect.
6. Customer Service Unit
Sociedad de Tasación S.A. has a Customer Service Unit, to address and resolve complaints and claims that their clients may have, relating to their legally recognized interests and rights, which can be accessed at the following link:
If once you have previously made a complaint or claim, it has not been resolved, or has been denied admission or has been rejected, you can go to the Department of Market Conduct and Complaints Bank of Spain Alcalá, 48-28014 - Madrid.
All of this in accordance with Order ECO/734/2004, of March 11th, with regards to Customer Service and Client Ombudsman of Financial Institution and Royal Decree 303/2004, of February 20th, under which the regulations for the clients ombudsman are approved.
7. Conflict Resolution Online
According to law 524/2013 of May 21st 2013, about disputes concerning online sales and service contracts concluded between consumers resident and traders established in the Union, the European Commission offers a new Alternative Dispute Resolution (ADR) tool: the European online dispute resolution (ODR) platform, and available at the following website http://ec.europa.eu/consumers/odr/
8. Average Payment Period to Suppliers
Law 31/2014, of 3 December, which modifies the Companies Act in matters of corporate governance, establishes the obligation for companies to publish on its website their average payment period to suppliers. In compliance with this law at 31st December 2015, we inform that the average payment period to suppliers is of 19 days.
9. Navigation Requirements
The design of the web sites st-tasacion.es and stvalora.com are developed to be visualized correctly in the most common explorers:
- Internet Explorer 7.0 or superior
- Mozilla Firefox Versión 2.0 or superior
- Safari v4 or superior
Sociedad de Tasación S.A. recommends to have updated the navigators for thecorrect visualization of the web sites.
Some documents of this web site require a PDF Reader such as Adobe Acrobat Reader 6.0 or superior.
For graphics, videos and maps Flash Player 8.0 or superior is suggested
*In case of discrepancy or difference between the english and the spanish version of the "Legal Terms", the spanish version will prevail.
You can access the spanish version at the following link: http://www.st-tasacion.es/es/aviso-legal.html